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Time Limited Policies - Essential
These policies offer per condition cover but unlike Standard/Standard Plus they also have a 12 month time limit on claims.
So, a particular condition will become excluded under the policy either when the maximum amount has been paid out or 12 months after you first started claiming for it, whichever is the sooner. Once the maximum amount has been paid out you will need to be prepared to fund the ongoing treatment yourself. Each condition will have its own limit, so it is feasible that you could be claiming for more than one condition at the same time.
In addition to vet fees, the policies also include other benefits, for example Third Party Liability (for dogs), accidental death, theft and straying, and costs towards finding a missing pet. Please see Benefits for further details.
helpucover's Essential cover is a time limited policy.