Dog Insurance Benefits

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Dog Insurance Benefits

Customer Testimonial

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Dog Insurance you can rely on

Protect yourself and your dog with affordable Dog Insurance from helpucover. Our Dog Insurance gives you the choice between Lifetime, Per Condition and Time limited cover so you can choose the option you need. Regardless of which Dog Insurance policy you choose, with helpucover you're covered for vet bills for illness or injury, third party liability and legal costs should your dog cause injury or an accident *, boarding fees for your pet if you are hospitalised, holiday cancellation, costs for finding your lost or stolen dog and much more.

* Please note that the Third Party Liability benefit is not available to those dogs that are declared as vicious, having behavioural issues or where there have been complaints or incidents in the last 5 years. In these cases, the monthly premium will be adjusted accordingly.


 LifetimeTime LimitedPer Condition
BENEFITSPREMIER
Lifetime		CLASSIC
Lifetime		VITAL
Lifetime		ESSENTIAL
Time Limited		STANDARD
Per Condition		STANDARD PLUS
Per Condition

Annual Veterinary fees

(Please note once your pet suffers from a medical condition it can become very difficult to get another insurer to offer cover for that condition)

Up to
£6,000
per policy year

Up to
£4,000
per policy year
(Claims for each condition are limited to £1000 each year)

Up to
£2,000
per policy year
(Claims for each condition are limited to £500 each year)

Up to
£1,000
per condition for up to 12 months

Up to
£1,000
per condition

Up to
£3,000
per condition

Third party liability and legal costs

Up to
£2 million

Up to
£2 million

Up to
£2 million

Up to
£2 million

Up to
£2 million

Up to
£2 million

Hospitalisation / Boarding fees

Up to
£1,000
per policy year

Up to
£500
per policy year

Up to
£500
per policy year

Up to
£500
per policy year

Up to
£500
per policy year

Up to
£500
per policy year

Holiday cancellation

Up to
£3,000
per policy year

Up to
£500
per policy year

Up to
£500
per policy year

Up to
£500
per policy year

Up to
£500
per policy year

Up to
£500
per policy year

Finding your dog

Up to
£1,000
per policy year

Up to
£500
per policy year

Up to
£500
per policy year

Up to
£500
per policy year

Up to
£500
per policy year

Up to
£500
per policy year

Loss by theft or straying

Up to
£1,500

Up to
£500

Up to
£500

Up to
£500

Up to
£500

Up to
£500

Death from accident

Up to
£1,500

Up to
£500

Up to
£500

Up to
£500

Up to
£500

Up to
£500

Premium Waiver

Up to
6 months premiums

Up to
6 months premiums

Up to
6 months premiums

Up to
6 months premiums

Up to
6 months premiums

Up to
6 months premiums

Pets Abroad

Up to
£4,000
(benefit paid under this category is considered part of your Vet Fees allowance)

Up to
£750
(benefit paid under this category is considered part of your Vet Fees allowance)

Up to
£750
(benefit paid under this category is considered part of your Vet Fees allowance)

Up to
£750
(benefit paid under this category is considered part of your Vet Fees allowance)

Up to
£750
(benefit paid under this category is considered part of your Vet Fees allowance)

Up to
£750
(benefit paid under this category is considered part of your Vet Fees allowance)



An excess is applicable to all vet fee claims. This is fixed until each annual review but can change if your circumstances change. Also when your pet reaches a certain age it will change from a defined amount to a sum that will be the greater of the defined amount or a percentage contribution.

All policies are subject to special conditions and exclusions of the insurers.

Click here to find out what we do and don't cover

 

To DOWNLOAD and PRINT the Policy Summary and Full Policy in Adobe Acrobat please click on the following link below:

Premier, Classic and Vital Policy Summary & Full Policy

Standard and Standard Plus Policy Summary & Full Policy

Essential Policy Summary & Full Policy

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