Dog Insurance you can rely on
Protect yourself and your dog with affordable Dog Insurance from helpucover. Our Dog Insurance gives you the choice between Lifetime, Per Condition and Time limited cover so you can choose the option you need. Regardless of which Dog Insurance policy you choose, with helpucover you're covered for vet bills for illness or injury, third party liability and legal costs should your dog cause injury or an accident *, boarding fees for your pet if you are hospitalised, holiday cancellation, costs for finding your lost or stolen dog and much more.
* Please note that the Third Party Liability benefit is not available to those dogs that are declared as vicious, having behavioural issues or where there have been complaints or incidents in the last 5 years. In these cases, the monthly premium will be adjusted accordingly.
Lifetime | Time Limited | Per Condition |
BENEFITS | PREMIER Lifetime | CLASSIC Lifetime | VITAL Lifetime | ESSENTIAL Time Limited | STANDARD Per Condition | STANDARD PLUS Per Condition |
Annual Veterinary fees | Up to | Up to | Up to | Up to | Up to | Up to |
Third party liability and legal costs | Up to | Up to | Up to | Up to | Up to | Up to |
Hospitalisation / Boarding fees | Up to | Up to | Up to | Up to | Up to | Up to |
Holiday cancellation | Up to | Up to | Up to | Up to | Up to | Up to |
Finding your dog | Up to | Up to | Up to | Up to | Up to | Up to |
Loss by theft or straying | Up to | Up to | Up to | Up to | Up to | Up to |
Death from accident | Up to | Up to | Up to | Up to | Up to | Up to |
Premium Waiver | Up to | Up to | Up to | Up to | Up to | Up to |
Pets Abroad | Up to | Up to | Up to | Up to | Up to | Up to |
An excess is applicable to all vet fee claims. This is fixed until each annual review but can change if your circumstances change. Also when your pet reaches a certain age it will change from a defined amount to a sum that will be the greater of the defined amount or a percentage contribution.
All policies are subject to special conditions and exclusions of the insurers.
Click here to find out what we do and don't cover
To DOWNLOAD and PRINT the Policy Summary and Full Policy in Adobe Acrobat please click on the following link below:
Premier, Classic and Vital Policy Summary & Full Policy
Standard and Standard Plus Policy Summary & Full Policy
Essential Policy Summary & Full Policy
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