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The Unexpected Costs of Owning a Pet
Monday June 22nd 2015
If you're considering adding a pet to the family, one of the first things you'll think about is whether you can afford it. At the very least you'll be doing some sums to find out how much it will set you back to feed them. However, even the most thorough budgeters can forget to calculate some of these unexpected costs of owning a pet.
If you know nothing about dogs, you know that they like to chew things - so naturally you'll include the cost of plenty of chew toys in your budget. If only it were that simple: you could supply all the chew toys in the world, but your canine friend would still manage to somehow get its teeth around your slippers. You're not let of the hook if your pet of choice is a cat either - you'll soon find that a scratching post may not be enough to stop them from clawing at your sofa.
The cost of replacing or repairing ruined items will depend on what your pet takes aim at. Alternatively you could invest in products designed to combat your pet's destructive tendencies - but these will still hit your pocket where it hurts and are unlikely to be 100% effective.
Pet-sitters and walkers
Even if you have friends or family that are usually willing to look after your pets while you're away, you might find during the lifetime of your pet that using a kennel or cattery is simply unavoidable unless you employ a pet-sitter. Similarly, if you and your household are ever unable to take your dog for a walk because of unavoidable commitments you may need to occasionally shell out for a dog walker.
One way of avoiding the cost of a kennel is to take your dog on holiday with you. While you'll still save money, you shouldn't be surprised if pet-friendly hotels charge a premium for the privilege of bringing your dog. After all, hotel staff will have to spend extra time removing all traces of pet hair, smell and anything else from the room once you're done with it, as you well know!
While you might not have any intention to take your dog to training classes, if you find that their behaviour isn't quite as good as you imagined you may be left with no other option. You might think that getting your dog to 'stay' on command is priceless, but in reality this will usually cost you at least £100 depending on the number of classes you attend.
Stair gates, cat flaps, a garden fence… these are just a few of the adjustments to your house that you may need to make after making a four-legged addition to the household. Depending on the adjustments being made, you’ll not only have to pay for the product, but someone to install or build it as well.
While food is the first thing people budget for, many people underestimate its cost, most commonly because they fail to consider the price of treats. You shouldn't rule out the possibility of your pet developing more expensive taste or a larger appetite either.
While you can work out the cost of essential vaccinations and how much it will set you back to spay or neuter your pet, putting a price on unexpected visits to the vet is all but impossible. Pet insurance doesn't just protect you from spending a small fortune on vet bills; it also allows you to budget accurately for the lifetime of your pet while ensuring its wellbeing.
This article was written on behalf of helpucover. helpucover is a trading style of Pinnacle Insurance plc, an insurance company who offers pet insurance.