Not all pet insurance offers Lifetime Cover.
You'll be glad ours does.


How would you cover the cost of treatment if your pet developed a long-term condition like arthritis, eczema or diabetes? Or if your pet suffered an injury that required ongoing treatment over several years - or even their lifetime?
With helpucover you can rest assured that your pet will be covered for life against an ongoing illness or condition - with continuing cover year after year after year.
That's where helpucover can offer you added peace of mind - with lifelong cover for your pet. Unlike some other pet insurance policies, theres no limit on the amount of times you can claim for each illness or injury.
Mouse's owner was glad he was covered - Mouse was badly hurt when he ran into a wooden stake which was hidden in some long grass. The stake punctured Mouse's chest and caused massive trauma to his right front leg and shoulder.
After several operations and a total cost of £5,675 Mouse is back to his normal self. Mouse's owner, Mrs. Bristow, has nothing but praise for how the pet claims team helped reassure her through this traumatic time and for the cover that her insurance provided when she needed it most. She even sent us before and after pictures of Mouse, a very handsome dog even with his scar!
Thanks to helpucover Lifetime Cover, any further treatment for this injury will still be covered as Mouse gets older.
This case study is based on a real claim and is reproduced here with permission of the owner.
Your pet is part of your family for their life. Their pet insurance should be too.
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Pet Insurance CHECKLIST If you are looking at other pet insurance policies, you may want to examine exactly what their vet's fees benefit actually covers. |
Compare the potential claims paid for Bruno below Bruno, a 6 year old Boxer Dog, with on-going vet's bills for arthritis: |
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| Total payable: | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 |
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A. Is the full veterinary fees benefit 'topped' up each year when you renew like your helpucover Pet Insurance policy? | helpucover Pet Insurance | £789 | £2,150 | £2,700 | £459 | £623 |
| Total paid £6,721 - still claiming! Or ... |
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B. Does the policy offer a maximum benefit per condition that may be exhausted over time with the condition then excluded? | Maximum Benefit Policy 4000 per condition | £789 | £2,150 | £1,061 | - | - |
| Total paid £4,000 - max reached Or ... |
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C. Is the cover for every on-going or chronic condition restricted to just 12 months from onset with that condition then excluded? | Low cost 12 month time limit policy | £789 | - | - | - | - |
| Total paid £789 - 12 month limit reached | |||||||

