Pet Insurance: download our Simple Guide to Choosing, Owning and Caring for a Pet
Customer Testimonial
Bertie my wonderful Cockerpoo was recently unwell. Thanks to helpucover I was able to claim back the Vet fees without any problems.
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Dog Insurance you can rely on
Protect yourself and your dog with affordable Lifetime Dog Insurance from helpucover. Our Lifetime Dog Insurance policy offers 3 tiers of protection so you can choose the option you need. Regardless of which Lifetime Dog Insurance policy you choose, with helpucover you're covered for vet bills for illness or injury, third party liability and legal costs should your dog cause injury or an accident, boarding fees for your pet if you are hospitalised, holiday cancellation, costs for finding your lost or stolen dog and much more.
| BENEFITS | PREMIER | CLASSIC | VITAL |
|
Annual Veterinary fees Your policy covers the cost of treatment for illness and injury including hospitalisation, referral and complementary remedies. |
£6,000 | £4,000* | £2,000* |
|
Third party liability and legal costs Your legal liability should your dog cause damage or injury. Cover includes legal costs. |
£1 million | £1 million | £1 million |
|
Hospitalisation / Boarding fees If you spend more than 48 hours in hospital, help towards your dog's boarding fees or the cost of home care with a friend or relative |
£1000 | £500 | £500 |
|
Holiday cancellation Help with the cost of cancelling your holiday if your dog needs emergency surgery or goes missing within seven days of your holiday or whilst you are away. |
£3000 | £500 | £500 |
|
Finding your dog Should your dog go missing or be stolen, help towards paying the cost of local advertising and offering a reward. |
£1000 | £500 | £500 |
|
Loss by theft or straying If, despite your best efforts, you are unable to find your dog, we will refund towards the purchase price to you. |
£1500 | £500 | £500 |
|
Death from accident Nothing could replace your dog, but should the worst happen, a refund towards the purchase price will be made to you. |
£1500 | £500 | £500 |
|
Premium Waiver If you can't work because of involuntary unemployment, accident, injury or illness, subject to terms, the policy pays your premiums for up to six months. |
6-months premiums | 6-months premiums | 6-months premiums |
|
Pets Abroad If your dog travels abroad under the Pets Travel Scheme the policy includes 90-days of veterinary fees cover in eligible countries. |
£4000 | £750 | £750 |
*Claims for each condition are limited to £1000 on Classic and £500 Vital each year.
All policies are subject to special conditions and exclusions of the insurers.
Click here to find out what we do and don't cover
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