Mortgage Protection Insurance

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Customer Testimonial

Rachel Smith has Mortgage Protection Insurance with helpucover.co.uk. When she was made redundant last year Rachel attended a helpucover back to Work Workshop to help her through her redundancy and find a new job.

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How would you cope financially if you couldn't pay your mortgage? Or if you lost your job, fell seriously ill or had an accident, especially in these uncertain times.

If you think the unexpected could never happen to you then think again. Did you know in the first 3 months of 2011 1,348 people were made redundant every day?* and we're not out of the woods yet. These issues shouldn't keep you awake at night if you protect your mortgage with helpucover.co.uk's Mortgage Payment Protection Insurance.

Take out a policy today and you will receive £20 of M&S vouchers. Terms and Conditions Apply.

*Source Quarter 1 2011, credit action – June 2011

Main features and benefits

  • From 88p per month (per £100 of benefit a month)**
  • Cover available for up to £2,000 a month for a year, or 50% of your gross monthly income, whichever is less.
  • Benefits can be paid for up to 6 or 12 months
  • Paid direct to you in addition to any other benefits (i.e. Statutory Sick Pay)
  • Personalised quotes whatever your circumstances - up to age 65
  • Range of cover options, choose either Accident & Sickness protection or opt for Accident, Sickness & Unemployment
  • Benefits can be paid after 30 days

** Based on an 35 year old for accident and sickness cover, 180 day wait period and 12 month claim period.

 

helpucover can save you money

Look how much helpucover could save you compared to some other leading providers of Mortgage Payment Protection Insurance

Provider Cost per £100
12 Month Benefit
35 Years Old
Cost for £700 worth of cover*
helpucover £3.90 £27.30
Justclick4cover.com £3.99 £27.93
Plus One Insurance Solutions £4.21 £29.47
Uinsure £5.36 £37.52
Columbus Direct £5.38 £37.66

* Based on a quote for a 35 year old, with a £700 monthly mortgage payment, ASU (Accident, Sickness and Unemployment) cover, Back To Day One. (Source - Defaqto 16 March 2012 ASU Back to Day One Cover)