Mortgage Protection Insurance Online Quote

Get a no-obligation online quote in less than a minute:

Mandatory fields are marked by *

Quick Quote

 

Do you have an existing
Mortgage Protection policy
you would like to switch to
helpucover?? If you are in full time employment and have had your existing policy for at least 18 months without making a claim, you can switch it to helpucover without a new initial exclusion period.

We will ask to see a copy of your existing insurance schedule. Please keep your existing documents with your helpucover documents.

Otherwise, you can switch but underwriting and a new initial exclusion period will apply.

Yes  No *

Date of birth (dd/mm/yyyy)

Day   Month    Year  *

Employment status?

Please select Employed Self Employed Fixed Term Contractor  *

Product Cover? ? Unemployment cover is not available if you are self-employed or a fixed term contractor

Please Select Accident, Sickness & Unemployment Accident & Sickness Unemployment Only  *

Can you confirm the following statements:

Yes  No

• You have had your existing policy for 18 months or more;
• You have not claimed on your existing policy for at least 18 months; and
• You have a copy of your existing insurance schedule which you could send us on request

Amount you wish to cover? £ ? You can choose to cover your monthly mortgage repayment PLUS up to 25% extra to protect mortgage related expenses such as buildings insurance etc... The amount you wish to cover must not exceed £2,000 per month or 50% of your gross monthly income whichever is less.

 *

Wait period? ? The wait period is the length of time you have to wait before you are entitled to make a claim and receive benefit payments under the policy. The longer the period before you can make a claim, the lower your monthly premiums will be.

If you need help deciding which wait period is most suitable for you please call 0800 038 0831 where our team will be happy to help.

Please Select Back to Day 1 30 Days 60 Days 90 Days 120 Days 180 Days  *

Benefit Period? ? You can choose to receive benefit payments for up to 6 months or up to 12 months if you are unable to work due to an accident, sickness or unemployment. Selecting a shorter benefit period can reduce your monthly premium.

Please Select 6 Months 12 Months 18 Months 24 Months  *

Please be aware the monthly benefit payable under this policy is for a duration of less than 12 months

First Name

Surname

Preferred Contact Number

Your email address? ? Why do we need your email address?

We'd like to send you a quote confirmation e-mail, which would also contain a link that will enable you to easily retrieve your quote.

We may also follow up your quote, or send you an e-mail regarding our other products.

Important: Pinnacle Insurance plc is authorised and regulated by the Financial Services Authority and only offers its own products. See details.

This products is underwritten by Pinnacle Insurance plc.

Would you struggle to pay your mortgage if you lost your job, became ill or had a accident that left you unable to earn a steady income? If so, then Mortgage Insurance from helpucover could protect your home, your mortgage payments and save you a lot of stress if the unexpected happens to you.

No one likes to expect the worst, but it's good to plan for it. Getting your Mortgage Protection sorted now could save you a lot of stress and help protect your home from repossession if you became unable to cover your repayments.

Full Policy - PDF