Life cover comes in many different forms and can provide valuable peace of mind depending on your circumstances and the type of cover you choose.

The main types of Life Cover available through helpucover are:

Level Term Insurance
Pays your family a fixed cash sum that remains the same throughout the term of your policy.

Critical Illness Cover
Pays out a lump sum if you are diagnosed with certain specified illnesses during the term of your policy. It can be obtained as stand-alone cover or as part of a life insurance policy.

Mortgage Life Insurance
Designed to pay off your mortgage in the event of your death with the amount decreasing in line with your outstanding mortgage balance.

You can choose the level of benefit you require and you can also choose to cover you and your partner, or just yourself. This is called Joint or Single life cover. As you'd expect this gives you the option to cover just a single life or buy joint cover which pays out on the first bereavement.