Please check the following eligibility statements

You and any joint insured person:

• have earned any no claims bonus that you are using on a household policy in the UK and it has not expired more than 30 days ago
• are not students, unless a mature student who does not live away from home
• have never been refused insurance
• never been declared bankrupt and have no CCJs in the last 6 years
• are permanently resident in the UK

You, the joint insured and any person residing at the property:

• do not have any claims from subsidence or flooding
• do not have any pending or unsettled claims
• have never been convicted of any criminal offences

The property:

• is of standard construction, being built of brick or stone with a slate or tiled roof
• if constructed of a timber frame must also be built of bricks and after 1970
• does not have more than 20% flat roof
• is in a good state of repair and does not have any construction work in progress
• is not under a preservation order
• is not used for any business purposes other than clerical use only
• does not have any trees over 3 metres tall within 20 metres of the home address
• is not within 400m of the sea, a river, watercourse, lake or reservoir
• is not in an Environment Agency defined flood risk area and has never suffered from any flooding
• is free of subsidence, landslip and heave and has never suffered from any of these
• is not a bedsit or a room in halls of residence or barracks
• is not shared by anyone who is not a member of your immediate family if it is your main residence
• is not left unoccupied for more than 30 continuous days in any one period of insurance if it is your main residence
• is only used by family and friends if it is a holiday home, is not commercially let
• if let, is on an assured, shorthold tenancy of minimum 6 months contract and is professionally managed
• if let, the tenant is a family unit, a single person or two people sharing who is gainfully employed and rent is paid solely from the tenant
• if let, is occupied by tenants or will be within 28 days and has not been left unoccupied for the last 28 days
• is not sublet or let via or to persons referred by the DSS Local Authority, Housing Association or charitable organisations, refugees or asylum seekers or to a company