I took insurance out for Cizi with helpucover.co.uk because it's really important to me that he has Lifetime coverRead more
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What Cover do I need?
There are different factors to consider when choosing Home Insurance. It is important to select the policy that fits your requirements
Home Building Insurance is vital for the protection of your home
Our Home Insurance policy is ideal if you are:
- A landlord or landlady looking to ensure unfurnished rental properties,
- Or an owner-occupier with a mortgage, as you will be required by your mortgage lender to have Home Building Insurance.
Home Building Insurance covers the cost of damage to the structure of your property. This includes walls, ceilings, doors, windows, roof and floors. Outdoor structures such as garages, sheds will also be included in Home Building Insurance quotes. This policy also covers permanent fixtures and fittings, such as kitchen units and bathroom units.
Home Building Insurance protects you against a wide range of disasters such as fire, storms, floods (including damage caused by washing machines, dishwashers and plumbing installations), theft, vandalism, subsidence, falling trees, and earthquakes.
Before you take out Home Building Insurance policy, you should make sure that the amount of cover is enough to meet the full building costs of your home.
Once you know how much cover you require, why not apply for our competitive quotes online now.
Home Contents Insurance to get your possessions covered
If you are a tenant, you may only need Home Contents Insurance.
This policy (also known as Household Contents Insurance) covers your personal belongings and household possessions against loss or damage caused by fire, flooding, theft and storm. This includes furniture, electrical appliances, domestic equipment, clothing, and some valuables up to a certain amount.
Household Contents Insurance usually covers your personal possessions at home. However, you can increase your contents insurance quote to cover them when you take them out of the house by paying extra.
Before you get a Home Contents Insurance quote, you need to decide what level of cover you require. This will mean working out the cost of replacing all your belongings, including valuable items. The more valuable your possessions are, the more you will pay for your contents policy.
Getting competitive quotes couldn’t be easier with helpucover.
Home Buildings & Contents Insurance
With helpucover, you can get protection insurance for a combined Buildings and Contents cover, a stand alone Contents or Buildings policy. Why not take a look at the policies we have available online now.