Home Contents Insurance

Whether you rent or own your home, contents insurance is a good idea if you want to ensure that you’re covered if your possessions are stolen or damaged.

Contents Insurance (also known as Household Contents Insurance) covers your personal belongings and household possessions against theft and loss or damage caused by fire, flooding, and storm.

A typical contents insurance policy includes cover for electrical goods (hi-fi, TV’s and DVD players etc) plus furniture, carpets, clothing, ornaments and paintings. It will also include cover for valuables such as computers, jewellery, collections or money up to a specified amount too.

A home contents quote may also include features such as freezer contents cover in the event of a power cut or the costs of replacement locks.

For an additional premium, you can tailor your home contents insurance to include accidental damage, personal valuables worth more than £1,500 or family legal cover. You can also arrange additional cover for some of your personal possessions when they are away from the home.

Before you get a Home Contents Insurance quote, you need to decide what level of cover you require. This will mean working out the cost of replacing all your belongings, including valuable items. As soon as you have this figure, getting competitive insurance quotes couldn’t be easier with helpucover.