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Affordable Health Cash Plans to keep your family healthy for less
helpucover's Health Choices Plan helps you manage the costs of everyday routine healthcare and medical treatment for you and your family, and offers you the choice of using the NHS or seeking private healthcare.
Our affordable Health Cash Plan provides a number of benefits more generous than many other providers:
- 100% cash refund towards dental bills up to £170
- 100% cash refund towards optical bills up to £170
- Up to £400 cash per year for consultation fees
- Up to £200 cash per year for complementary medicine
- Hospital Care benefit up to £840 cash per year
- Affordable Health Cash Plan options to keep you in good health
Here's an example:
Assume your consultant charges £100 per appointment. If you took out Bronze cover, for just £10.60 a month, we would refund you 75% of the cost - that's £75 for your appointment, whilst you would pay just £25.
This refund method makes getting the necessary treatment affordable, while avoiding extra costs that you haven't budgeted for.
*Subject to a maximum cash amount per benefit under the policy.
See how much you can claim back each year
With 4 levels of affordable health cover available, you can choose the plan that suits you best. Acceptance is guaranteed!
| Benefits per person (up to max shown) | % cashback | Platinum | Gold | Silver | Bronze |
|---|---|---|---|---|---|
|
Optical Fees
Subject in any policy year to the appropriate maximum entitlement shown in the Table of Benefits, we will reimburse you the treatment costs shown in the Table of Benefits paid to an optician whenever a pair of prescription glasses or permanent contact lenses is supplied. Benefit is only payable for the supply of permanent contact lenses and not for disposable contact lenses, lenses purchased under an optical care contract scheme or for medical examination fees, fitting fees or sundries. |
100% | £170 | £140 | £110 | £80 |
| Dental Fees | 100% | £170 | £140 | £110 | £80 |
| Consultation | 75% | £400 | £300 | £200 | £100 |
| Complementary Treatments | 75% | £200 | £150 | £100 | £50 |
| Health Check | 50% | £100 | £100 | n/a | n/a |
| Hospital Care | n/a | £40 | £30 | £20 | £10 |
| Loss of Sight | n/a | £10,000 | £10,000 | £10,000 | £10,000 |
| Dental Accident | £10,000 | £10,000 | £10,000 | £10,000 |
Important Information
Like many other Health Cash Plans and Hospital Cash Plans, there is an initial qualifying period of 30 days before you can make your first claim, but if you are hospitalised due to an accident in the European Union or suffer a dental accident, you can claim for these benefits immediately.
For an affordable Health Cash Plan that includes dental health cover and optical insurance, you can't beat helpucover for excellent value. Get your quick quote today.
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