Why you need a Health Choices Plan?

It can literally pay you to take out a Health Choices Plan

For a monthly premium of just £10.50 per month* you can claim up to £20,520 in cash benefits in a year!

* Based on Bronze Single cover. All premiums quoted include Insurance Premium Tax (IPT) at 5%.

Do you need a Health Choices Plan?

The costs of your family's health care can certainly add up. Two trips to the dentist a year, an eye test here and there, routine medical treatments and some occasional physiotherapy could cost you hundreds of pounds - possibly more!

Although we always manage to pay for these expenses, we probably never quite budget for replacement glasses when our prescriptions change or for the emergency broken crown at the dentist. Such surprises can often leave us out of pocket.

Can you manage without a Health Choices Plan?

Very few of us have the financial means to cover all medical circumstances. Costs are escalating all the time.

New glasses can cost £150. Dental bills may run to hundreds of pounds. A course of physiotherapy can be as much as £300 or even more.

Whether you are looking for cover just for you, or your partner and children, we have a choice of plans to suit.

With prices starting from as little as £10.50 per month, the Health Choices Plan from helpucover offers an affordable solution to keep you and your family in the best of health. See how much you can claim!

helpucover gives you what you're most likely to need

Unlike private medical insurance, the Health Choices Plan from helpucover can contribute towards your everyday routine healthcare costs. Whether you already have private medical insurance or rely on the NHS, the Health Choices Plan refunds the costs you pay for conventional or complementary therapy.

Claim cash benefits in 3 simple steps.

1. You get treatment and pay the bill
2. Contact helpucover to make a claim
3. You get back a proportion of your bill (or 100% of your bill for optical or dental claims up to your maximum benefit), usually within 3 days of submitting your claim form or making a teleclaim

The Health Choices Plan from helpucover offers a range of flexible plans, providing generous cash benefits to suit most circumstances. Whether you are looking for cover for you, or your partner and any dependent children, with prices starting from as little as £10.50 per month, we have a plan to suit you.

The hidden costs of Hospital care

And even if you don't pay for some treatment because you get it on the NHS, there are still hidden costs if you aren't well:

• Travel to and from hospital
• Hospital parking fees
• Loss of earnings and time off work
• Cost of medical aids and special equipment
• Extra help around the home

This is where our Hospital Care benefit which pays up to £840* can help in managing these unforeseen expenses.

* based on Platinum Cover - £40 per day for up to 21 days.

Are you self-employed or a contract worker?

If you are, it's even more important to remain in good health and protect yourself against expensive medical bills.

This affordable plan can not only help with the cost of keeping you healthy it can also take away some of the financial pain if you're in hospital and unable to work.

helpucover also offers plans that protect your income or your monthly mortgage repayments if you can't work due to an accident, sickness or unemployment. Please click here to visit our Income protection product.