Helpucover: Health cash plans and much more
Fills the gaps other insurance leaves behind

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Affordable Health Cash Plans to keep your family healthy for less!


health cash plans

helpucover's Health Choices Plan helps you manage the costs of everyday routine healthcare and medical treatment for you and your family, and offers you the choice of using the NHS or seeking private healthcare.

Our affordable Health Cash Plan provides a number of benefits more generous than many other providers:

  • 100% cash refund towards dental bills up to £170
  • 100% cash refund towards optical bills up to £170
  • Up to £400 cash per year for consultation fees
  • Up to £200 cash per year for complementary medicine
  • Hospital Care benefit up to £840 cash per year
  • Affordable Health Cash Plan options to keep you in good health
 
 

Here's an example:

Assume your consultant charges £100 per appointment. For a monthly premium of only £10.50, we would refund you 75% of the cost - that's £75 for your appointment, whilst you would pay just £25.

This refund method makes getting the necessary treatment affordable, while avoiding extra costs that you haven't budgeted for.

*Subject to a maximum cash amount per benefit under the policy.

 

See how much you can claim back each year

With 4 levels of affordable health cover available, you can choose the plan that suits you best. Acceptance is guaranteed!

Levels of cover
Benefits per person (up to max shown) % cashback Platinum Gold Silver Bronze
Optical Fees 100% £170 £140 £110 £80
Dental Fees 100% £170 £140 £110 £80
Consultation 75% £400 £300 £200 £100
Complementary Treatments 75% £200 £150 £100 £50
Health Check

(only applicable to Gold and Platinum levels)

We will pay you the benefit described in the Table of Benefits for a health screening check that is carried out by medically qualified staff. This includes full health screening, well-woman screening, well-man screening, breast screening (mammogram), heart disease screening or bone density screening (only if specifically recommended by your General Practitioner).

We will reimburse you 50% of the cost of a health check subject to:

  1. a maximum of £100 per claim; and
  2. one claim per two policy years.

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50% £100 £100 n/a n/a
Hospital Care n/a £40 £30 £20 £10
Loss of Sight n/a £10,000 £10,000 £10,000 £10,000
Dental Accident £10,000 £10,000 £10,000 £10,000

Important Information

Like many other Health Cash Plans and Hospital Cash Plans, there is an initial qualifying period of 30 days before you can make your first claim, but if you are hospitalised due to an accident in the European Union or suffer a dental accident, you can claim for these benefits immediately.

For an affordable Health Cash Plan that includes dental health cover and optical insurance, you can't beat helpucover for excellent value. Get your quick quote today.


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