Car Value Protector

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0800 038 0835

Lines are open
Mon/Fri: 8.30am - 6pm

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Customer Testimonial

Pam Harrison has just retired form teaching. Both Pam her and her husband have GAP insurance from helpucover.co.uk for their two cars

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How helpucover Gap Insurance works 


Scenario 1

You pay £14,000 for your car. In 3 years time, your car could be worth up to 50% less because of depreciation.

* This is a rough guide ONLY, as the devaluation percentage may be bigger or smaller depending on the type of car you drive.

A car without gap car insurance

Scenario 2

Your car is stolen, or is involved in an accident that sees it written off.

Damaged car without gap car

Scenario 3

Your insurance company agrees to pay £7,000 - the value of your car at the time of the accident or theft.

Damaged car without return to invoice insurance

Scenario 4

The bad news. That's a £7,000 shortfall! To get back into a car similar to the one you originally purchased, you may have to top-up with some extra, hard-earned, personal cash.

Shortfall due to no gap car insurance

Scenario 5

The good news. You decided to purchase Car Value Protector Cover from helpucover when you originally purchased the car and arranged the car insurance.

helpucover Car Value Protector pays you the £7,000 difference.

gap car insurance pays the difference

Scenario 6

You are now able to replace your car with one similar to the one you originally purchased.

green car